For foreigners, getting any medical services in India is paid. Therefore, to enter the state, travel insurance is required, covering: the provision of any medical care, transportation to medical facilities. institution or specialist, medical consultations, tests, treatment, hospitalization and repatriation.

An insurance policy is required for obtaining a visa to India and, given the risks of this country, it is recommended to issue it with a minimum amount of coverage of $ 30,000. Such insurance will cover the costs in case of injury or sudden illness. High-quality treatment in India can only be obtained in a paid clinic, and in the absence of insurance, medical services will have to be paid from personal funds. It is recommended to make insurance no later than 5 days before departure.

Travel insurance
The following cases are recognized as insured: non-issuance or late issuance of a visa; urgent hospitalization of the insured (relevant for pregnant women); death of the insured or one of his close relatives; call for service; participation in litigation. The cost of travel insurance varies from 3.5 to 6% of the cost of the trip, but provides for a refund of funds that were spent on the purchase of the tour and tickets.

Sports insurance
Popular outdoor activities in India are:
mountain biking;
walking tours;
mountaineering; safari tours;
diving;
water skiing.
In general, injury to vacationers occurs during sports or outdoor activities. Therefore, all possible risks should be indicated in the form of a calculator, so they will be taken into account when determining the cost of insurance. For example, on vacation you are going to drive a water scooter, so you should check the box “Riding a motorcycle, moped or water scooter” in the “Sports and outdoor activities” section.

What risks are covered by the insurance policy

Insurance to India covers the following expenses:
calling an ambulance;
expenses for transportation of the Insured to a medical facility;
emergency dental care (for acute pain and jaw injuries);
to pay for medicines and medical supplies;
urgent surgical intervention, if necessary to save a life;
inpatient treatment (includes supervising assistance company quality of treatment and care for the Insured);
transportation and accommodation of a relative who wanted to visit the victim, if the treatment of the Insured takes a long time; return of the body of the Insured to the Homeland in case of death.

Insurance does not cover:
treatment of chronic diseases and injuries that occurred before the insurance policy was issued;
treatment of venereal diseases; treatment of mental illness;
rehabilitation treatment or treatment related to recovery.
Events that occur as a result of:
force majeure circumstances;
exposure to radiation, nuclear explosion or due to the use of weapons of mass destruction;
riots, strikes, hostilities and popular uprisings;
accidents if the Insured himself violated traffic rules or drove a vehicle without a driver’s license;
any kind of intoxication;
events that took effect before the conclusion of the insurance contract.